Motor insurance which is the most common of all the known class of insurance is designed to protect the insured for loss of or damage to his vehicle. Damage to third patry property including bodily injury and death to third parites caused by accident. 

Covers available include the following:

• Third party only cover: Third party property damage is covered in addition to bodily injury and costs.
• Third party fire and theft cover: Loss of or damage to the insured vehicle caused by fire and theft is covered in addition to cover available above.
• Comprehensive cover: Loss of or damage to the insured vehicle is covered in addition to the covers available under the first two described above

The above cover is available for any of the following vehicles

• Private cars
• Commercial vehicles (taxi,bus and hired cars)
• Commercial  vehicles (own goods)
• Commercial vehicles (general cartage).
• Motorcycles
• Motor trade vehicles.